Community Investments

Investing in your own community can be done through local entrepreneurs, credit unions or banks. Another way to contribute to the well-being of communities is to loan your money to national, international and local communities through Calvert Foundation notes or the mutual fund, CRA Fund, managed by Community Capital Management. These investment vehicles look for initiatives that are economically and environmentally sustainable.

Calvert Foundation provides funds for affordable housing, microfinance, environmental sustainability, job creation and community development. They loan funds for various project initiatives  such as Habitat for Humanity, Oikocredit and Equal Exchange. These loans are negotiated with the particular borrowing organization. When investing in these notes, you can choose a part of the country in which you would like to invest or a particular project.

Many banks and credit unions loan money for community projects.  What CRA Fund does is buy certain loans that support community projects such as affordable rental housing or construction projects for senior citizens using solar panels.  These various loans are placed in a pool of investments to have the greatest diversity of type, location and demographics in order to bring the best return for the investors in the fund.

By investing in the population that provides useful services and products, we invest in ourselves and our culture.

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