A Present with Presence

A Present with Presence

As we think of meaningful gifts for our family and friends, we often have things in mind that we would be delighted to give but then we need to consider the appreciation of the receiver. We know that once we give a gift, it is no longer ours to...

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Magic On A Budget

As the holiday season is upon us, it brings with it the opportunity to give our loved ones gifts. For many of us this presents a challenge. While we might like to be able to spend money freely, that is often not an option. We might feel pressured...

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Savings Resolutions

With 2018 quickly approaching, this a fantastic time to get your financial house in order. There are a number of things you could do, but a great place to start is at the beginning. The basis for a financial plan is a budget. By creating a...

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Derivation of a Derivative

Derivatives are headline financial news in times of market volatility and can seem very complicated. It may feel like this type of investment is in the air somewhere floating around in the markets. Stocks prices are reported and traded on an...

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