How do you choose a gift during the Holiday Season? Do you try to think of something that will be useful to the recipient? Or do you focus on something that you know will bring them joy? Perhaps it is something meaningful that you’re passing down from one generation to the next. In gift-giving, as
As the holiday season is upon us, it brings with it the opportunity to give our loved ones gifts. For many of us this presents a challenge. While we might like to be able to spend money freely, that is often not an option. We might feel pressured into spending more than we’re able to,
Music, muscles and markets are connected to our human capacity for appreciation, coordination and involvement while becoming part of a larger whole for our own benefit and for the betterment of others! Scientific studies show that each body cell emits sound and light which enables communications with other cells. The intensity of these communications is
With 2018 quickly approaching, this a fantastic time to get your financial house in order. There are a number of things you could do, but a great place to start is at the beginning. The basis for a financial plan is a budget. By creating a budget, you can implement a plan to generate a
Derivatives are headline financial news in times of market volatility and can seem very complicated. It may feel like this type of investment is in the air somewhere floating around in the markets. Stocks prices are reported and traded on an exchange and can be seen by all. Derivatives are traded over the counter or
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