As the holiday season is upon us, it brings
with it the opportunity to give our loved ones
gifts. For many of us this presents a challenge.
While we might like to be able to spend
money freely, that is often not an option. We
might feel pressured into spending more than
we’re able to, in the spirit of the holiday, but
then face the financial repercussions later.
This year, we’d like to offer an alternative.

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